Subscription Agreement
The quick reference is provided as a readers' aid — the full policy governs if there is any inconsistency.
The full policy
The quick reference
1. Effective Date
The quick reference
Memberships after September 30, 2021 are governed by these terms.
The full policy
This policy takes effect on September 30, 2021.
2. Overview
The quick reference
Subscriptions are governed by these terms as well as the Site's other terms.
The full policy
Wise Publishing Inc. offers enhanced Services for those who register as a Subscriber. Subscription Agreement are the terms and conditions of Subscribing. Subscribers are also governed by the Terms of Use of Wise Publishing, Inc.’s website (https://www.wisepublishing.com/terms-of-use/) and other policies on the Wise Publishing, Inc. site. Wise Publishing, Inc. reserves the right in its sole discretion to reject a Subscriber at any time.
3. Definitions
The quick reference
The definitions are here. If a term doesn't make sense, look here.
The full policy
The following words and expressions have the following meanings unless inconsistent with the context:
"Content"
means any media that can be rendered on a web page intended for consumption by an end-user, including, but not limited to articles, quizzes, polls, surveys, videos, pictures, audio and embeds;
"Personal Information"
means information about an identifiable individual. Personal Information includes facts which, when combined with other information, can identify an individual;
"Subscription"
Means subscribing for enhanced offerings through the Site;
"Service"
means a product offering on a Wise Publishing, Inc. website;
"we", "us" or "our"
Wise Publishing, Inc., a company duly incorporated under the laws of the province of Ontario;
"you", "your"
an individual, company or firm accessing our Site.
4. Personal Information
The quick reference
Personal information is governed by the Privacy Policy.
The full policy
Personal Information provided by you to register as a subscriber is governed by the Wise Publishing, Inc. Privacy Policy located at https://www.wisepublishing.com/privacy-policy/.
5. Subscription Benefits
The quick reference
Subscriber benefits are on the subsciption landing page. You must be logged in as a subscriber to get them.
The full policy
Subscribers have a host of benefits and services available, which may change from time-to-time. Benefits include Ad-free content* and a personalized weekly newsletter. The current Subscription Benefits are always available on the MoneyWise Subscription landing page.
*Members must be logged in for display advertising to be disabled. Ad-free refers only to display advertising. Content will continue to contain affiliate offers.
6. Age
The quick reference
You must be of the age of majority in your jurisdiction of residence to register as a member.
The full policy
You must be the age of majority.
The quick reference
You must be the age of majority.
The full policy
You must be of the age of majority in your jurisdiction of residence to register as a member.
7. Modifications by Wise Publishing, Inc.
The quick reference
If we modify membership terms, we will provide reasonable notice of the changes so you can change your membership.
The full policy
You will be given advance notice of any material changes to the Services by notification methods including but not limited to postal mail, email, or the posting of a notice on a website of Wise Publishing, Inc.
If you do not wish to accept the new terms, you may cancel your Subscription.
8. Cancellations
The quick reference
The process for cancelling subscriptions is here.
The full policy
You may cancel a subscription at any time by contacting Wise Publishing, Inc. by email at hello@wisepublishing.com or by phone at +1 (647) 352-5595 between 9:30 am and 5:00 pm Eastern, Monday through Friday.
9. Promotions
The quick reference
Promotions will be governed by their own terms and rules.
The full policy
Wise Publishing, Inc. may from time to time at its sole discretion offer promotions such as discounts and trials to certain Services, or certain contests, sweepstakes or other promotions. The specific rules, regulations, terms and details of each promotion will be provided at the time of the offer. Your eligibility for a promotion and the applicability of any discounts is at our sole discretion. We may revoke, terminate, cancel, modify or deem a promotion inapplicable to you at any time.